{"id":39736,"date":"2026-06-02T07:24:47","date_gmt":"2026-06-02T07:24:47","guid":{"rendered":"https:\/\/www.metron-ks.com\/?p=39736"},"modified":"2026-10-18T07:24:47","modified_gmt":"2026-10-18T07:24:47","slug":"chuong-trinh-vdong-cai-thien-cac-chuong-trinh-cho-vay-nao-thuong-pho-bien-o-viet-thanh-toan-vdong-nam","status":"publish","type":"post","link":"https:\/\/www.metron-ks.com\/?p=39736","title":{"rendered":"Ch\u01b0\u01a1ng tr\u00ecnh Vdong c\u1ea3i thi\u1ec7n &#8211; C\u00e1c ch\u01b0\u01a1ng tr\u00ecnh cho vay n\u00e0o th\u01b0\u1eddng ph\u1ed5 bi\u1ebfn \u1edf Vi\u1ec7t thanh to\u00e1n vdong Nam?"},"content":{"rendered":"<div id=\"toc\" style=\"background: #f9f9f9; border: 1px solid #aaa; display: table; margin-bottom: 1em; padding: 1em; width: 350px;\">\n<p class=\"toctitle\" style=\"font-weight: bold; text-align: center;\">B\u00e0i vi\u1ebft<\/p>\n<ul class=\"toc_list\">\n<li><a href=\"#toc-0\">Vaymuon<\/a><\/li>\n<li><a href=\"#toc-1\">Gi\u00e1o d\u1ee5c n\u00e2ng cao v\u1ec1 T\u00e0i ch\u00ednh<\/a><\/li>\n<li><a href=\"#toc-2\">MoMo<\/a><\/li>\n<\/ul>\n<\/div>\n<p>C\u00e1c \u1ee9ng d\u1ee5ng cho vay v\u1ed1n r\u1ea5t ph\u1ed5 bi\u1ebfn \u1edf Vi\u1ec7t Nam, v\u00e0 m\u1ed9t s\u1ed1 \u0111\u00e3 b\u1ecb c\u00e1o bu\u1ed9c s\u1eed d\u1ee5ng c\u00e1c th\u1ee7 \u0111o\u1ea1n th\u01b0\u01a1ng m\u1ea1i mang t\u00ednh ch\u1ea5t l\u1eeba \u0111\u1ea3o. M\u1eb7c d\u00f9 c\u00e1c d\u1ecbch v\u1ee5 n\u00e0y th\u1ef1c s\u1ef1 hi\u1ec7u qu\u1ea3, nh\u01b0ng c\u1ea7n ph\u1ea3i ch\u1ecdn m\u1ed9t d\u1ecbch v\u1ee5 c\u00f3 \u0111i\u1ec1u kho\u1ea3n r\u00f5 r\u00e0ng. \u0110\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro, h\u00e3y \u0111\u1ea3m b\u1ea3o b\u1ea1n ki\u1ec3m tra k\u1ef9 th\u00f4ng tin v\u00e0 ch\u1ecdn nh\u00e0 cung c\u1ea5p ti\u1ec1n an to\u00e0n. <!--more--> Ngo\u00e0i ra, h\u00e3y \u0111\u1ea3m b\u1ea3o b\u1ea1n th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch t\u00e0i ch\u00ednh th\u01b0\u1eddng xuy\u00ean \u0111\u1ec3 duy tr\u00ec t\u00e0i kho\u1ea3n hi\u1ec7n c\u00f3.<\/p>\n<h2 id=\"toc-0\">Vaymuon<\/h2>\n<p>Vaymuon l\u00e0 ph\u1ea7n m\u1ec1m cho vay ngang h\u00e0ng (P2P) cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng vay ti\u1ec1n t\u1eeb h\u1ec7 th\u1ed1ng m\u00e0 kh\u00f4ng c\u1ea7n ch\u1ee9ng minh kh\u1ea3 n\u0103ng t\u00edn d\u1ee5ng c\u1ee7a ng\u01b0\u1eddi cho vay. B\u1ea5t k\u1ef3 d\u1ef1 \u00e1n m\u1edbi n\u00e0o c\u0169ng s\u1eed d\u1ee5ng th\u00f4ng tin thu th\u1eadp \u0111\u01b0\u1ee3c t\u1eeb ng\u01b0\u1eddi vay, v\u00ed d\u1ee5 nh\u01b0 ch\u1ee9ng t\u1eeb l\u01b0\u01a1ng v\u00e0 thu nh\u1eadp, \u0111\u1ec3 t\u00ednh to\u00e1n l\u00e3i su\u1ea5t v\u00e0 t\u1ef7 l\u1ec7 tr\u1ea3 n\u1ee3. Tuy nhi\u00ean, n\u00f3 cung c\u1ea5p s\u1ef1 \u0111\u1ea3m b\u1ea3o cho ng\u01b0\u1eddi d\u00f9ng. Hi\u1ec7n t\u1ea1i, Vaymuon \u0111ang huy \u0111\u1ed9ng v\u1ed1n v\u00f2ng Series A v\u00e0 c\u00f3 k\u1ebf ho\u1ea1ch m\u1edf r\u1ed9ng d\u1ecbch v\u1ee5 h\u1ec7 th\u1ed1ng c\u0169ng nh\u01b0 thu h\u00fat ng\u01b0\u1eddi d\u00f9ng.<\/p>\n<p>Th\u1ecb tr\u01b0\u1eddng cho vay ngang h\u00e0ng (P2P) t\u1ea1i Vi\u1ec7t Nam \u0111ang ph\u00e1t tri\u1ec3n b\u1ea5t ch\u1ea5p m\u1ecdi kh\u00f3 kh\u0103n, tuy nhi\u00ean n\u00f3 ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi r\u1ea5t nhi\u1ec1u th\u00e1ch th\u1ee9c. Nhi\u1ec1u nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 c\u1ee7a Anh \u0111ang si\u1ebft ch\u1eb7t ki\u1ec3m so\u00e1t v\u00e0 b\u1eaft \u0111\u1ea7u c\u00e1c <a href=\"https:\/\/vdongroup.com\/\">thanh to\u00e1n vdong<\/a> ch\u01b0\u01a1ng tr\u00ecnh cho vay mang t\u00ednh ch\u1ea5t &quot;s\u0103n m\u1ed3i&quot; \u0111\u1ed5 v\u00e0o Vi\u1ec7t Nam nh\u01b0 m\u1ed9t ph\u1ea3n \u1ee9ng tr\u01b0\u1edbc s\u1ef1 th\u1eaft ch\u1eb7t ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 c\u1ee7a Anh v\u1edbi Trung Qu\u1ed1c. Th\u00eam v\u00e0o \u0111\u00f3, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (SBV) \u0111\u00e3 g\u00e2y nguy hi\u1ec3m cho c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh trong n\u01b0\u1edbc v\u00e0 m\u1edf r\u1ed9ng chi nh\u00e1nh c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng qu\u1ed1c t\u1ebf thay v\u00ec \u0111\u1ea7u t\u01b0 v\u00e0o h\u1ec7 th\u1ed1ng cho vay P2P.<\/p>\n<p>C\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh P2P nh\u01b0 Tima v\u00e0 Vaymuon cung c\u1ea5p v\u1ed1n ban \u0111\u1ea7u cho nh\u1eefng ng\u01b0\u1eddi n\u00e0y. Tima cung c\u1ea5p c\u00e1c kho\u1ea3n vay d\u01b0\u1edbi 10.000 VND, trong khi Vaymuon cung c\u1ea5p nhi\u1ec1u lo\u1ea1i h\u00ecnh t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n, v\u00ed d\u1ee5 nh\u01b0 qu\u1ef9 d\u00e0nh cho sinh vi\u00ean v\u00e0 c\u00e1c kho\u1ea3n vay kh\u1edfi nghi\u1ec7p. C\u1ea3 hai \u0111\u1ec1u c\u00f3 ch\u01b0\u01a1ng tr\u00ecnh ch\u1ea5m \u0111i\u1ec3m t\u00edn d\u1ee5ng ri\u00eang, ph\u00e2n t\u00edch th\u00f4ng tin trong l\u1ecbch s\u1eed t\u00edn d\u1ee5ng c\u1ee7a ng\u01b0\u1eddi vay \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng thanh to\u00e1n c\u1ee7a h\u1ecd.<\/p>\n<h2 id=\"toc-1\">Gi\u00e1o d\u1ee5c n\u00e2ng cao v\u1ec1 T\u00e0i ch\u00ednh<\/h2>\n<p>Further ed Monetary l\u00e0 m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh t\u00e0i ch\u00ednh tr\u1ef1c tuy\u1ebfn v\u1edbi nhi\u1ec1u l\u1ee3i \u00edch d\u00e0nh cho ng\u01b0\u1eddi d\u00f9ng. \u0110\u00f3 l\u00e0 dung l\u01b0\u1ee3ng b\u1ed9 nh\u1edb h\u1ee3p \u0111\u1ed3ng, tr\u00ecnh qu\u1ea3n l\u00fd kho\u1ea3n vay to\u00e0n di\u1ec7n, Th\u1ebb h\u1ecdc ph\u00ed v\u00e0 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng \u0111i\u1ec7n t\u1eed Ubank mi\u1ec5n ph\u00ed. Ngo\u00e0i ra, ch\u01b0\u01a1ng tr\u00ecnh c\u00f2n c\u00f3 nhi\u1ec1u h\u1ec7 th\u1ed1ng ph\u1ea7n th\u01b0\u1edfng d\u00e0nh cho ng\u01b0\u1eddi d\u00f9ng, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c \u01b0u \u0111\u00e3i v\u1ec1 th\u00f4ng tin v\u00e0 kh\u1edfi nghi\u1ec7p. Th\u00eam v\u00e0o \u0111\u00f3, Further ed Monetary cung c\u1ea5p c\u00e1c kh\u00f3a h\u1ecdc s\u1edbm v\u00e0 b\u1eaft \u0111\u1ea7u ho\u00e0n to\u00e0n mi\u1ec5n ph\u00ed \u0111\u1ec3 tham kh\u1ea3o.<\/p>\n<p>\u0110\u01b0\u1ee3c th\u00e0nh l\u1eadp v\u00e0o th\u00e1ng 2 n\u0103m 2015, Fe Economic l\u00e0 m\u1ed9t chi nh\u00e1nh c\u1ee7a Ng\u00e2n h\u00e0ng \u0110\u1ea7u t\u01b0 Ch\u1ee9ng kho\u00e1n Vi\u1ec7t Nam (VPBank) v\u00e0 l\u00e0 c\u00f4ng ty li\u00ean k\u1ebft c\u1ee7a SMBC thu\u1ed9c T\u1eadp \u0111o\u00e0n T\u00e0i ch\u00ednh Sumitomo Mitsui c\u1ee7a Trung Qu\u1ed1c. N\u0103m 2021, Fe Economic \u0111\u00e3 ho\u00e0n t\u1ea5t qu\u00e1 tr\u00ecnh s\u00e1p nh\u1eadp v\u00e0 m\u1edf r\u1ed9ng ho\u1ea1t \u0111\u1ed9ng t\u1eeb SMBC \u0111\u1ec3 tr\u1edf th\u00e0nh m\u1ed9t ng\u00e2n h\u00e0ng \u0111\u1ea7u t\u01b0 ch\u1ee7 ch\u1ed1t t\u1ea1i Vi\u1ec7t Nam.<\/p>\n<p>\u0110\u1ed9i ng\u0169 nh\u00e2n vi\u00ean T\u00e0i ch\u00ednh Gi\u00e1o d\u1ee5c Th\u01b0\u1eddng xuy\u00ean c\u1ee7a Fe Financial cam k\u1ebft ph\u1ee5c v\u1ee5 c\u1ed9ng \u0111\u1ed3ng v\u00e0 th\u00fac \u0111\u1ea9y ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng. N\u0103m 2022, c\u00f4ng ty \u0111\u00e3 t\u00e0i tr\u1ee3 15 s\u00e1ng ki\u1ebfn \u200b\u200bCSR v\u1edbi t\u1ed5ng m\u1ee9c h\u1ed7 tr\u1ee3 h\u01a1n 1.000 VND, bao g\u1ed3m h\u1ecdc b\u1ed5ng cho sinh vi\u00ean c\u00f3 ho\u00e0n c\u1ea3nh kh\u00f3 kh\u0103n v\u00e0 t\u1ed5 ch\u1ee9c 54 ch\u01b0\u01a1ng tr\u00ecnh T\u1ebft Nguy\u00ean \u0111\u00e1n cho ng\u01b0\u1eddi d\u00e2n khu v\u1ef1c \u0110\u00f4 th\u1ecb \u0110\u00f4 th\u1ecb Kh\u00e1nh. B\u00ean c\u1ea1nh \u0111\u00f3, Fe Financial tu\u00e2n th\u1ee7 ESG, th\u1ec3 hi\u1ec7n s\u1ef1 ki\u00ean \u0111\u1ecbnh c\u1ee7a c\u00f4ng ty \u0111\u1ed1i v\u1edbi ph\u00e1t tri\u1ec3n xanh. Ph\u01b0\u01a1ng ch\u00e2m c\u1ee7a c\u00f4ng ty l\u00e0 \u201cTham gia c\u1ed9ng \u0111\u1ed3ng \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c hy v\u1ecdng\u201d. B\u1eb1ng c\u00e1ch n\u00e0y, Fe Financial c\u00f3 th\u1ec3 t\u1ea1o ra s\u1ef1 thay \u0111\u1ed5i l\u1edbn h\u01a1n trong cu\u1ed9c s\u1ed1ng c\u1ee7a ng\u01b0\u1eddi d\u00e2n Malaysia.<\/p>\n<h2 id=\"toc-2\">MoMo<\/h2>\n<p>MoMo ch\u1eafc ch\u1eafn l\u00e0 m\u1ed9t \u1ee9ng d\u1ee5ng s\u1ebd gi\u00fap b\u1ea1n c\u00f3 \u0111\u01b0\u1ee3c th\u1ebb t\u00edn d\u1ee5ng t\u1ed1t nh\u1ea5t v\u00e0 m\u1edf t\u00e0i kho\u1ea3n. H\u1ecd cung c\u1ea5p \u0111i\u1ec3m t\u00edn d\u1ee5ng mi\u1ec5n ph\u00ed, quy tr\u00ecnh \u0111\u0103ng k\u00fd nhanh ch\u00f3ng v\u00e0 th\u1eddi gian d\u00f9ng th\u1eed. Nh\u01b0ng n\u00f3 \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng v\u1edbi phi\u00ean b\u1ea3n d\u00e0nh cho thi\u1ebft b\u1ecb di \u0111\u1ed9ng v\u00e0 b\u1ea1n c\u00f3 th\u1ec3 truy c\u1eadp t\u00e0i kho\u1ea3n c\u1ee7a m\u00ecnh m\u1ecdi l\u00fac m\u1ecdi n\u01a1i. \u1ee8ng d\u1ee5ng n\u00e0y c\u00f3 s\u1eb5n tr\u00ean iOS v\u00e0 Android. H\u01a1n n\u1eefa, n\u00f3 c\u00f2n c\u00f3 c\u00e1ch \u0111\u1ec3 b\u1ea1n ho\u00e0n l\u1ea1i ti\u1ec1n t\u1eeb c\u00e1c kho\u1ea3n chi ti\u00eau c\u1ee7a m\u00ecnh.<\/p>\n<p>Momo l\u00e0 m\u1ed9t trong nh\u1eefng ph\u1ea7n m\u1ec1m hi\u1ec7n \u0111\u1ea1i nh\u1ea5t \u0111\u1ec3 t\u00ecm ki\u1ebfm thi\u1ec7p ch\u00fac m\u1eebng ho\u00e0n h\u1ea3o. Ph\u1ea7n m\u1ec1m n\u00e0y s\u1eed d\u1ee5ng thu\u1eadt to\u00e1n \u0111\u1ec3 t\u00ecm ra nh\u1eefng l\u00fd do t\u1ed1t nh\u1ea5t d\u00e0nh cho b\u1ea1n, gi\u00fap b\u1ea1n ti\u1ebft ki\u1ec7m chi ph\u00ed. Vi\u1ec7c s\u1eed d\u1ee5ng r\u1ea5t \u0111\u01a1n gi\u1ea3n, gi\u00fap b\u1ea1n ti\u1ebft ki\u1ec7m ti\u1ec1n v\u1ec1 l\u00e2u d\u00e0i. Momo th\u1eadm ch\u00ed c\u00f2n c\u00f3 \u0111\u1ed9i ng\u0169 ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng tuy\u1ec7t v\u1eddi \u0111\u1ec3 h\u1ed7 tr\u1ee3 b\u1ea1n gi\u1ea3i \u0111\u00e1p m\u1ecdi th\u1eafc m\u1eafc.<\/p>\n<p>N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm thi\u1ec7p ch\u00fac m\u1eebng t\u1ea1i Vi\u1ec7t Nam, h\u00e3y c\u00e2n nh\u1eafc s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 \u0111\u1eb7t thi\u1ec7p MoMo. D\u1ecbch v\u1ee5 n\u00e0y gi\u00fap b\u1ea1n ti\u1ebft ki\u1ec7m chi ph\u00ed cho thi\u1ec7p v\u00e0 t\u0103ng ng\u00e2n s\u00e1ch. \u0110\u1ed3ng th\u1eddi, n\u00f3 cho ph\u00e9p b\u1ea1n t\u00ecm \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf thi\u1ec7p \u0111\u1eb9p m\u00e0 v\u1eabn \u0111\u1ea3m b\u1ea3o t\u00ednh ri\u00eang t\u01b0.<\/p>\n<p>M\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng c\u00e1c kho\u1ea3n vay \u0111\u00e3 t\u0103ng v\u1ecdt m\u1ed9t c\u00e1ch ch\u00f3ng m\u1eb7t trong b\u1ed1i c\u1ea3nh th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh Vi\u1ec7t Nam \u0111ang ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd. Nhi\u1ec1u kho\u1ea3n vay mang l\u1ea1i s\u1ef1 thu\u1eadn ti\u1ec7n v\u00e0 d\u1ec5 d\u00e0ng v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh cho c\u00e1 nh\u00e2n. \u0110a s\u1ed1 l\u00e0 ch\u00e2n ch\u00ednh, nh\u01b0ng m\u1ed9t s\u1ed1 kh\u00e1c th\u00ec kh\u00f4ng. H\u1ecd s\u1eed d\u1ee5ng c\u00e1c th\u1ee7 \u0111o\u1ea1n b\u1ea5t ch\u00ednh, v\u00ed d\u1ee5 nh\u01b0 d\u00f9ng t\u1eeb ng\u1eef kh\u00f4ng r\u00f5 r\u00e0ng, c\u00e1c nh\u00f3m t\u00e0i ch\u00ednh th\u01b0\u01a1ng m\u1ea1i v\u00e0 c\u00e1c kho\u1ea3n ph\u00ed mang t\u00ednh ch\u1ea5t b\u00f3c l\u1ed9t. Lo\u1ea1i h\u00ecnh t\u01b0 v\u1ea5n n\u00e0y tr\u00f4ng gi\u1ed1ng nhau, v\u00e0 ng\u01b0\u1eddi m\u1edbi b\u1eaft \u0111\u1ea7u d\u1ec5 b\u1ecb l\u1ea1c trong m\u00ea cung n\u00e0y.<\/p>\n<p>\u0110\u1ec3 l\u1ef1a ch\u1ecdn y\u00eau c\u1ea7u ti\u1ebfn \u0111\u1ed9 an to\u00e0n, ng\u01b0\u1eddi vay mong mu\u1ed1n ch\u1eafc ch\u1eafn r\u1eb1ng \u0111i\u1ec1u ki\u1ec7n th\u1eddi ti\u1ebft d\u01b0\u1edbi \u0111\u00e2y \u0111\u01b0\u1ee3c \u0111\u00e1p \u1ee9ng:<\/p>\n<p>MCredit: m\u1ed9t c\u00f4ng ty cho vay ti\u00eau d\u00f9ng \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n v\u1edbi ph\u01b0\u01a1ng th\u1ee9c huy \u0111\u1ed9ng v\u1ed1n minh b\u1ea1ch v\u00e0 b\u1eaft \u0111\u1ea7u ho\u1ea1t \u0111\u1ed9ng v\u1edbi h\u1ea7u h\u1ebft c\u00e1c nh\u00e0 m\u00f4i gi\u1edbi. D\u00e0nh cho nh\u1eefng ng\u01b0\u1eddi \u0111i vay \u0111ang t\u00ecm ki\u1ebfm c\u00e1c kho\u1ea3n vay d\u00e0nh cho ng\u01b0\u1eddi m\u1edbi b\u1eaft \u0111\u1ea7u mu\u1ed1n gi\u1ea3m thi\u1ec3u c\u00e1c h\u1ea1n ch\u1ebf.<\/p>\n<p>Senmo: m\u1ed9t n\u1ec1n t\u1ea3ng fintech m\u1edbi t\u1eadp trung v\u00e0o c\u00e1c kho\u1ea3n vay t\u00e0i ch\u00ednh theo quy t\u1eafc tad. N\u00f3 y\u00eau c\u1ea7u m\u1ed9t th\u1ebb SIM \u0111\u00e3 \u0111\u0103ng k\u00fd v\u1edbi l\u1ecbch s\u1eed giao d\u1ecbch b\u01b0u ki\u1ec7n \u0111\u00fang h\u1ea1n l\u00e2u d\u00e0i, m\u1ed9t t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng v\u00e0 s\u1ed1 ti\u1ec1n t\u1ed1i thi\u1ec3u \u0111\u01b0\u1ee3c gi\u1ea3i ng\u00e2n.<\/p>\n<p>Cake: m\u1ed9t \u1ee9ng d\u1ee5ng g\u1eedi ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 trong m\u00f4i tr\u01b0\u1eddng VPBank cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng \u0111\u0103ng k\u00fd kho\u1ea3n vay tr\u1ef1c tuy\u1ebfn. \u1ee8ng d\u1ee5ng n\u00e0y cung c\u1ea5p ch\u01b0\u01a1ng tr\u00ecnh t\u1ed5ng th\u1ec3, quy tr\u00ecnh eKYC v\u00e0 kh\u1edfi t\u1ea1o k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng \u0111i\u1ec7n t\u1eed.<\/p>\n<p>M\u1ecdi ng\u01b0\u1eddi c\u0169ng c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh b\u1ed5 sung t\u1eeb Vdong, c\u00f9ng v\u1edbi v\u00ed di \u0111\u1ed9ng, ti\u1ec1n \u0111i\u1ec7n tho\u1ea1i, s\u1ef1 t\u1ef1 tin, video v\u00e0 c\u00e1c g\u00f3i x\u0103ng d\u1ea7u, sao k\u00ea h\u00e0ng ng\u00e0y, c\u00f4ng c\u1ee5 v\u00e0 t\u00edn d\u1ee5ng ban \u0111\u1ea7u, c\u0169ng nh\u01b0 b\u1eaft \u0111\u1ea7u s\u1eed d\u1ee5ng \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng cao c\u1ea5p.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u00e0i vi\u1ebft Vaymuon Gi\u00e1o d\u1ee5c n\u00e2ng cao v\u1ec1 T\u00e0i ch\u00ednh MoMo C\u00e1c \u1ee9ng d\u1ee5ng cho vay v\u1ed1n r\u1ea5t ph\u1ed5 bi\u1ebfn \u1edf Vi\u1ec7t Nam, v\u00e0 m\u1ed9t s\u1ed1 \u0111\u00e3 b\u1ecb c\u00e1o bu\u1ed9c&#8230;<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-39736","post","type-post","status-publish","format-standard","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.metron-ks.com\/index.php?rest_route=\/wp\/v2\/posts\/39736","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.metron-ks.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.metron-ks.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.metron-ks.com\/index.php?rest_route=\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.metron-ks.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=39736"}],"version-history":[{"count":1,"href":"https:\/\/www.metron-ks.com\/index.php?rest_route=\/wp\/v2\/posts\/39736\/revisions"}],"predecessor-version":[{"id":39737,"href":"https:\/\/www.metron-ks.com\/index.php?rest_route=\/wp\/v2\/posts\/39736\/revisions\/39737"}],"wp:attachment":[{"href":"https:\/\/www.metron-ks.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=39736"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.metron-ks.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=39736"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.metron-ks.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=39736"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}